For those interested in insurance , there are several ways in order to choose the right insurance is not wrong to invest their money .
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" We must choose the right insurance , insurance that we get absolutely right insurance products , " said Executive Director of the Life Insurance Association of Indonesia ( AAJI ) Waworuntu Benny said , in a Class Journalist & Gathering event held by the FSA in Akmani Hotel , Jakarta , Saturday ( 11/23/2013 ) .
Benny explained , when you want to choose the right insurance , the first thing that should be emphasized are looking for insurance are appropriate to the needs .
Such as the family breadwinner required insurance is life insurance . As for the family health insurance that is , keeping the living can go on that accident insurance , employment insurance or crop failure insurance .
As for the continuity of children's education is the education insurance , property insurance or home insurance , namely ownership , car insurance , disaster insurance and insurance savings that last endowment insurance , unit-linked and pension funds .
Second , your ability to adjust to when they want to choose insurance . In principle , the amount of insurance can be tailored to one's ability , usually ranging between 10 % -15 % of the revenue . Payment can be done yearly , half , quarter , pay monthly or once again if there is sustenance .
Third , buy insurance products from insurance companies that have been clearly listed on FSA and conducted by personnel licensed or certified marketers of AAJI and AAUI .
Fourth , learn all the benefits of the product purchased and the claim procedure to clear , so easy to get a submission .
" Do not be tempted by talk of power marketers , if necessary, ask for a copy of the policy sample products to buy to learn , before running the purchase , " he stated .
Fifth , always be open and frank to give marketers the information they need , in order to avoid rejection at the time of filing a claim .
Sixth , make sure to read over the terms of the policy upon the policyholder has become , whether it is in accordance with the agreement at the time the insurance buying process .
In addition , Benny said, if someone already has insurance and want to make a complaint can be filed with the marketers and the insurance company where purchased .
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